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All agents are NOT alike! Find out why we are top real estate experts - call today 701-238-1652.
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Get Free Presentation On Our Home Marketing.
Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed.
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DELIVERING EXCELLENCE
Morris Pyle has sold several of our homes – and once again he and Michelle Abbott delivered the type of excellence that we appreciate and rely upon!
Norm and Jean
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Morris Pyle and Michelle Abbott
are some of The Top Selling Real Estate Experts™
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We can find EVERY home on the market that matches your criteria - for FREE. As top West Fargo and Fargo REALTORS®, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. We have direct access to the area MLS (Multiple Listings Service) and access to EVERY listing and home for sale - every home, listed by any company. If you give us some idea of what you are looking for, we will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! This is a totally free service. It's part of our job to offer services like this to homebuyers. Tell us what you are looking for! It's our job to know every property in West Fargo and Fargo, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible... 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Fewer than 2 percent of homeowners build this type of home:
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| A |
Fewer than 2 percent build a custom home; most buy an older home or select from a home builder's menu. |
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- NUMBER1EXPERTS™ 
